Savings of $9700 Per Employee Over Five Years...How'd They Do It?

The Sixth Annual Cigna Choice Fund Experience Study (released today) shows individuals enrolled in Cigna Choice Fund®, Cigna's consumer-driven health plan, lowered their costs without compromising care by becoming more engaged, informed and active health care consumers.

Cigna CDHP customers lowered their risk of developing or worsening a chronic condition. According to the study, when employers fully transitioned to offering only a CDHP option, individuals improved their health risk profile by 10 percent in the first year compared to customers in a traditional plan option.

Cigna CDHP medical cost trend was 16 percent lower than traditional plans during the first year. Over five years, cumulative cost savings averaged $9,700 per employee enrolled in a Cigna CDHP.

Cigna CDHP customers had consistent or higher use of over 400 evidenced-based medical best practices (than their counterparts in traditional plans). Cigna CDHP customers also sought preventive care, such as annual office visits and mammograms, more frequently than customers enrolled in a traditional plan.

Additionally they were more likely to complete a health risk assessment, participate in Cigna Health Advisor health coaching, compare cost and quality information when selecting a doctor or reviewing potential medical costs.